How Does A Title Loan Work?

If you have a car with a clear title and have no credit or bad credit, but want a loan , an approved title pawn loan can get you the money quickly. At Georgia Title Loans, we offer title loans for most vehicle types, regardless of condition, make, year, mileage, or model. The title loan is determined by your ability to pay the loan and the value of your vehicle.

How Does a Title Pawn Work?

In the state of Georgia, title loans and title pawns are generally regarded as the same thing. But technically, title pawn loans are not the same as auto pawn loans, even though they sound similar. When you take a title pawn loan, you will continue driving your vehicle as you pay it back. With an auto pawn loan, the lender will keep the vehicle as you pay it back.

Title pawn loan providers let you borrow cash using your vehicle’s title as collateral. Most lenders treat these kinds of loans like title loans, even though title pawn loans have fewer eligibility requirements. If you are approved for a title loan at Georgia Title Loans, you keep your car while you make your payments.

If you apply online, your information will be sent to us and we will schedule your vehicle appraisal. Upon final approval and after we determine the value of your loan, you can get financing and have cash in hand on the same day.

Many people in Georgia are interested in knowing how title pawns work when facing short-term financial challenges. Our loan specialist will approve your loan quickly, with bad credit or no credit. Your loan approval will be completed in 30 minutes or less.

How Does One Apply for a Title Pawn Loan?

Most lenders allow you to apply at the storefront in person or online. However, prior to the approval of the loan, you will need to go to the store to finalize the application and have the car inspected and appraised.

At Georgia Title Loans, we have a quick approval process. Bring your valid state driver’s license and clean vehicle title and we can usually have your loan approved quickly. We will give you cash the same day after your loan is approved. No waiting and no hassle.

Title Pawn and Title Loan Requirements in the State of Georgia

  • You need to bring your vehicle with a lien-free (clear) title
  • You need to bring a valid state driver’s license
  • You must be at least 18 years old

Title Pawn Loans and Interest Rates

When researching title pawn loans online, many companies mention high-interest rates. Most people often want to pay off the loan faster due to the high rates because the longer they take, the more the interest accumulates. Different lenders offer different interest rates.

Applying for a title pawn loan with Georgia Title Loans can be a sensible choice for anyone who needs to solve short-term financial challenges. We offer competitive rates in the state of Georgia. The company aims to establish a manageable, comfortable repayment plan for our customers.

We accept deposits, cash, money orders, and cashier’s checks in our bank account. Unlike other lenders, we do not try to sell you roadside assistance to get your loan.

Find the Georgia Title Loan Provider

Look for a Georgia title loan provider with a good reputation and a fast loan approval process. At Georgia Title Loans, we have an easy, four-step process (apply online, bring your ID and title, get approved, and get your cash) that makes getting an auto title pawn or title loan easy.

Once your loan is approved, we provide cash on the same day. Best of all, you can keep your car as you repay the loan. Contact us or visit us online to apply for a title loan today.