What Is a Title Loan?

If you need fast access to cash, an Atlanta title loan from Georgia Title Loans might be the right solution. Using your vehicle as collateral, you can get the money you need in as little as thirty minutes. Unlike a regular bank loan, there is no lengthy or complicated application process. Georgia Title Loans can use any make or model of car, truck, or motorcycle to create your title loan. Here’s how a title loan can help you get the cash you need immediately:

what-is-a-title-loan-georgia-title-loans-atlanta-title-loanWhat Are the Requirements To Obtain a Title Loan?

In the state of Georgia, all you need to secure a title loan is:

Must be 18 years of age or older.
Must have a valid state driver’s license.
Have a vehicle with a lien-free title.

The loan approval process is simple — once we have your title, all we need to do is verify your current employment and income. We can even approve your title loan if you rely on supplemental income such as disability or Social Security income. Our friendly loan officers will then conduct an appraisal of the current value of your vehicle and provide an estimate of how much you can borrow. With cash in hand, you can continue driving your vehicle after the loan is approved.

We do require all vehicles to have valid and up-to-date insurance as well. For additional information, call Georgia Title Loans. We’d love to answer any questions you might have.

What Types of Title Loans Do We Offer?

We offer title loans for cars, trucks, and motorcycles of any make or model. Using the equity of your paid-off vehicle, we can offer loans from $200 to $50,000 (depending on its current value). It doesn’t matter how many miles your vehicle has; whatever your vehicle’s value, we can create a title loan to match.

Keep in mind that a title loan is a very short-term loan. The length of each loan originates at thirty days. If you continue to make minimum payments, you can keep the loan for as long as you need it. When you complete your loan payments, we will return your vehicle’s title to you, typically on the same day as your final payment.

Do I Need Good Credit to Secure a Title Loan?

Title loans from Georgia Title Loans do not require a credit check. As long as you meet the requirements above, we can get you cash when you need it. To approve you for a title loan, we only need to verify your current employment or alternate sources of income. If you are self-employed, we can work with you to obtain the information we need during the loan application process.

Trust Us for Your Atlanta Title Loans Today

If you live in Atlanta, Georgia, or the metro area including Conyers, Lawrenceville, Norcross, and more, Georgia Title Loans can help you secure Save a title loan today. Our knowledgeable loan officers can help you get your money in as little as thirty minutes. Apply now on our website, or stop by our drive up location in Lawrenceville to get started.