A title loan may be one of the easiest ways to get cash when faced with financial challenges. At Georgia Title Loans, we process these loans quickly so that you can receive immediate financial assistance. Our application process is straightforward and a title loan can typically be completed in 30 minutes or less. Here are a few things to know about getting cash at Georgia Title Loans when you need it most:
What Are Your Title Loan Options?
We offer car and motorcycle loans, both of which are short-term loans that use the clean title of your car, truck, or motorcycle as collateral. We accept all vehicle makes, models, and years, including vehicles with high mileage. Our loan amounts range from $200 to $50,000 based on your vehicle’s valuation. The better your vehicle’s condition, the better your chances may be of qualifying for a higher loan amount.
What Is the Process of Getting the Loan?
We pride ourselves on offering one of the fastest and simplest application processes. You can provide your information online or over the phone or visit us in person. The process starts by gathering a few details about your vehicle, including the make, model, and series. We’ll then schedule an appraisal at our Lawrenceville Service Center for an appraisal in order to determine how much money we can offer you. The approval process takes as little as 30 minutes so you won’t need to clear your schedule to get the cash you need.
How Much Time Do I Have To Repay the Loan?
Title loans are short-term loans with an initial repayment period of 30 days. We understand that circumstances can sometimes prevent you from repaying the full loan within 30 days, so we do offer extension to our clients. You can renew your loan monthly as long as the minimum scheduled payments are met.
What Makes Title Loans a Great Alternative?
Zero Credit Checks
Title loans are based solely on the value of your vehicle, as determined by our appraisal. We don’t conduct credit checks, so you can apply regardless of your credit history. You’ll only need to come to our service center with a lien-free vehicle title.
No Need for Extra Insurance
You don’t need to purchase additional insurance plans or roadside assistance to qualify for a title loan. Basic, up-to-date insurance coverage is sufficient to apply for a loan with us.
Our loans are convenient as they allow you to maintain physical control of your vehicle throughout your loan period. You only need to leave your vehicle’s title as collateral. We will return the title once you finish paying off your loan, typically on the same day that the loan is cleared. Our team also accepts numerous payment options for added convenience, including cash, cashier’s checks, and bank deposits.
Get Financial Assistance From Georgia Title Loans
At Georgia Title Loans, we offer one of the quickest solutions to short-term money needs. You can apply for a loan with us using your car, truck, or motorcycle. Best of all, after loan approval, you get to keep your car while you make your payments. Contact us today to get started and get the cash you need.